Become Capital Qualified™ before you apply.

Join Ray A. Smith, Founder & CEO of CredFin, Inc., for a one-hour deep dive into Capital Qualified™ and the two programs behind it: ApprovalReady™ and CashFlowReady™.

DateTues - Nov 10th 2026
Time10:00 AM PST / 1:00 PM EST
LengthOne hour, live on Zoom
CostFree

Ray A. Smith, Founder and CEO of CredFin, Inc.

One standard, two programs

Lenders approve two things.

A business credit profile they can verify, and cash flow they can trust. Capital Qualified™ prepares both. In this workshop we walk through each program in detail.

ApprovalReady™

Your business credit, lender-ready. See what lenders see about your business, fix what is blocking approval, and build credit in your EIN, not your SSN.

Capital Qualified Score™ across all three business bureaus
Bureau Insights™ with error identification and dispute guidance
EIN-based credit building with a sequenced tradeline strategy
Funding Explorer™ and Funding Manager™ to apply with confidence

Best for: businesses denied or offered poor terms without a clear reason.

CashFlowReady™

Your financial roadmap for business growth. Strengthen the cash flow story lenders underwrite, and build a clear plan for how capital will grow your business once it arrives.

Cash flow assessment through a lender's lens
Financial organization that supports underwriting
A personalized roadmap for sustainable growth
Capital planning so funding produces a return

Best for: businesses with revenue that does not yet translate into approvals.

Delivered with our joint venture partner, Wright Financial Roadmapping.

Each program works on its own. Together they form the complete Capital Qualified™ standard.

The hour

What we will cover

Why strong businesses get deniedThe two gaps behind most denials: the profile gap and the cash flow gap.
ApprovalReady™ in depthHow to see and correct what lenders see across Dun & Bradstreet, Equifax Business, and Experian Business.
CashFlowReady™ in depthHow to strengthen the numbers lenders underwrite and plan what every funded dollar will do.
Which program fits your businessHow to choose your starting point, followed by live questions and answers.

Your host

Ray A. Smith

Founder & CEO, CredFin, Inc. · The Empire Ignitor

Ray has more than 25 years of experience in financial services and fintech. He built CredFin's Capital Qualified™ + Lender Match™ System to show business owners what lenders see before a decision is made, and how to correct it. CredFin's board includes original Shark Tank investor Kevin Harrington.

Kevin Harrington, Original Shark on ABC's Shark Tank

Endorsed by an Original Shark

"The funding system has always favored the prepared. CredFin gives every entrepreneur that preparation, and that's exactly why I stand behind this system."

Kevin Harrington

Original Shark, ABC's Shark Tank · CredFin, Inc. board member

Questions

Before you register

Is the workshop free?

Yes. There is no cost to attend. Register and we will email you the Zoom link and a calendar invite.

Who is it for?

Business owners who want to understand how lenders evaluate a business, whether you have been denied, are preparing for your first application, or want better terms on your next one. All industries are welcome.

Do I need both ApprovalReady™ and CashFlowReady™?

Not necessarily. Many businesses start with the program that addresses their biggest gap. The workshop will help you see which one to prioritize and when combining both makes sense.

Is CredFin a lender?

No. CredFin, Inc. is a business credit coaching and funding advisory firm. All approval decisions are made by lenders, and funding is not guaranteed.

Free live workshop

at Reserve your seat

One hour on Capital Qualified™, ApprovalReady™, and CashFlowReady™.