This is an exclusive look at the Capital Freedom Movement™.
It's Time to Take Back
Control of How Your
Business Gets Funded
Join Ed ODeven (Keystone Capital Advisors) and Ray A. Smith (CredFin, Inc.) for an exclusive 30–45 minute workshop introducing the Capital Freedom Movement™ — and how entrepreneurs are taking back control from the banks and bureaus.
The System Has Always Favored the Bank Over You
Federal Reserve data shows small business approval rates remain below pre-pandemic levels. The credit system is opaque by design. Most owners don't know why they're denied — and nobody tells them.
Meet the Presenters
Two operators who've seen the system from both sides — and built something to change it.
Ray has more than 25 years of experience in financial services and fintech. He built CredFin's Capital Qualified™ + Lender Match™ System — a platform that integrates data from all three commercial bureaus, the Secretary of State, IRS, and other public databases to identify and correct exactly what lenders see before they decide. CredFin's board includes original Shark Tank investor Kevin Harrington.
Ed is Founder & CEO of Keystone Capital Advisors. He brings more than 40 years of experience in sales, marketing, and finance to the partnership. Over his career, ODeven has owned and operated several businesses, including a financial planning business, a real estate development company, and a bottled water and coffee distribution company, and has worked as a financial advisor, distribution company founder & president, and business broker/M&A intermediary.
The Capital Freedom Movement™
Entrepreneurs built this country. CredFin and Keystone Capital Advisors say it's time for those entrepreneurs to stop asking permission from a bank and a bureau — and take back control of how they grow what they built.
Establish a real, bankable credit profile across all three commercial bureaus — Dun & Bradstreet, Equifax Business, and Experian Business — instead of relying on personal credit to fund your business.
Move away from personal guarantees and personal collateral as the default path to business funding. Your business credit should stand on its own — protecting what you've built personally.
Use CredFin's Capital Qualified™ + Lender Match™ System to identify and correct the specific factors holding your credit profile back — before you ever submit an application.
"Entrepreneurs built this country, and for too long they've had to ask permission from a bank and a bureau just to grow what they built. The Capital Freedom Movement™ is about giving that power back to the business owner."Ray A. Smith · Founder & CEO, CredFin, Inc.
"Every day we meet business owners who have the revenue and the plan but get turned down because nobody ever showed them how the credit system actually works. This movement is our way of putting that knowledge directly in their hands."Ed ODeven · CEO, Keystone Capital Advisors
What We'll Cover in This Workshop
Seven topics. One session. A clear picture of the movement, the platform, and how you can be part of it.
In this workshop, Ray and Ed will share why CredFin is taking the company public — and what that means for entrepreneurs who want to participate in more than just the platform. Attend to get the full picture.
The Capital Qualified™ + Lender Match™ System
Three steps built around how lenders actually evaluate your business — using the same bureau data they use.
Your legal entity setup, business credibility, and compliance signals send lenders messages before you ever submit an application. We identify what those signals say — and correct what needs to be fixed. Most denials happen before anyone ever reads your file.
Your business must look consistent and lender-ready across every record lenders evaluate — D&B, Equifax Business, and Experian Business simultaneously. We align your profile to reduce approval friction across all three bureaus.
Lender fit matters enormously. We match your business to lenders already aligned with your industry, profile, and funding needs — so you stop wasting applications on the wrong doors and dramatically increase your approval odds.
"Lenders don't fund businesses just looking for money. They fund businesses positioned for funding."
— Ray A. Smith, The Empire Ignitor · Founder & CEO, CredFin, Inc.
Here's What Changes When You Attend
- No idea why lenders keep denying you
- Using personal credit and risking your finances
- Applying blindly to the wrong lenders
- Feeling overwhelmed and stuck without capital
- Guessing your way through the funding process
- No roadmap — just hope and repeated rejections
- A clear picture of how the credit system actually works
- Using your EIN — protecting personal credit completely
- Matched to lenders aligned with your exact profile
- Confident with a proven, repeatable system
- Know you qualify before you ever apply
- A seat in the Capital Freedom Movement™ — before it officially launches
Real Bureau Data. Real Fixes.
The Capital Qualified™ system is built around the same business credit data lenders use. We don't guess. We fix what lenders actually see.
If your business isn't accurate and optimized across all three bureaus, lenders will not approve you — no matter how strong your business actually is.
From Denied to Funded
"We secured $400K in 45 days thanks to this system. I had no idea how broken my funding profile was until Ray showed me exactly what lenders were seeing."
"I stopped using personal credit and got $250K in business funding. I didn't even know I could separate my EIN from my SSN like this — it changed everything."
"I reached out to CredFin in June and by early July my company secured $500,000. Their services are the real deal. They helped us make Payroll!"
Three Exclusive Bonuses — Yours Free
Download CredFin's free guide at Guide.CredFin.ai. It walks through exactly what lenders are looking at — and why most owners are set up to fail before they ever apply.
The exact tactics used by top CEOs to separate business and personal credit — unlocking funding your personal profile was blocking. Use your EIN like the pros do.
Work directly with a Funding Specialist to create your personalized funding roadmap — a custom plan for your specific business, industry, and goals. This alone is worth the time.
Claim Your Free Seat
Before It's Gone
This is a live session only. No replay will be available. Ed's network gets first access — when it's full, it's full.
Frequently Asked Questions
Yes — 100% free to attend. There is no cost to register or join the live session. You'll need to register to receive the Zoom link and calendar invite.
The Capital Freedom Movement™ officially launched on July 14, 2026 — America's 250th anniversary. We are helping entrepreneurs and small business owners take back control of how they secure funding.
No. This is a live-only session. There will be no replay made available, which is why we encourage you to register and attend live.
This is for entrepreneurs and business owners who want to understand how the business credit and funding system actually works — and how to take back control of it. Whether you've been denied, are just getting started, or want to build real business credit instead of relying on personal credit, this session is for you. All industries welcome.
30 to 45 minutes total — with live Q&A included. Block an hour on your calendar to participate fully and ask questions.
Yes. Ray and Ed will cover why CredFin is pursuing a public offering and what that means for entrepreneurs who want to participate beyond just using the platform. Attend live to get the full details.